So today, I will guide you step by step on how to get the Certificate, which is the first step in doing anything electronic in this country. The trusted agency, your bank, is the one that emits it.
This is the first of a series of articles where I will explain how to get online banking in Korea, how to get the infamous ‘certificate’, how to register and get the iPin, and finally, how to register and use the public bike sharing system in Sejong City.
A digital certificate is an electronic “passport” that allows a person, computer or organization to exchange information securely over the Internet, a digital certificate may also be referred to as a public key certificate. Just like a passport, a digital certificate provides identifying information, is forgery resistant and can be verified because it was issued by an official, trusted agency (in this case, your bank). (Source)
- Your own computer. You need to download a lot of ‘security’ software.
- Internet Explorer. Sadly, Chrome does not work with all the ‘security’ software.
- Korean Bank Account. We will use Wooribank’s checking account.
- Online Banking. You should have a username, a password, and a codes card. You need to go to the Bank to get them. Also make sure they have your alien registration card on file. If you opened your account with a passport, they won’t have it so you need to go again. KDI school students will most likely have online banking registered automatically when they get their cards and accounts opened for them. They get a piece of paper with this information. If for some reason it does not work, you need to make a trip to the bank.
- Patience. A lot of it. It took me 3 months to figure all of this out and troubleshoot everything to make it work, so I hope that you can do it in an hour or two.
Once you are ready to start, open the wooribank website. Type: http://www.wooribank.com and click on the flag on the top right to change it to English.
Once you changed the website to English:
If at some point it still does not allow you to log in, close your browser, open it again and retry. If it still does not work, restart your computer and try again. Make sure you install and accept every permission it asks you.
If you passed all those easy hurdles, you may now sign in.
Once you are finished, the system will automatically save in your computer the certificate. With this, each time you log into a Korean webpage that asks for one, it will directly ask you to type in your certificate password to use it.
You can also now use online banking in your phone, downloading the wooribank app, you can make transfers. Without the certificate, you can only check the balance and transactions, either online or on your phone.
I am also aware that if you ask nicely to the people at the bank branch, they can just give you the certificate in an USB drive or you can take your laptop to them so they can do all this process with you. However, if you are an independent person, you may want to try it yourself!
Like it? Hate it? How is the process of using online banking and online services in your country? Tell us all about it in the comments!